2026 Dollar Limits
| 2026 Annual Dollar Limits for Qualified Plans | ||||||||||
| Calendar Year | Maximum Defined Benefit | Maximum Defined Contribution | Maximum 401(k) Deferral | Over 50 Catch-up | Super Catch-up | Simple Deferral | Simple Over 50 Catch-up | Simple Super Catch-up | Maximum Comp Limit | HCE Limits | 2026 | 290,000 | 72,000 | 24,500 | 8,000 | 11,250 | 17,000 | 4,000 | 5,250 | 360,000 | 160,000 |
|---|---|---|---|---|---|---|---|---|---|---|
| 2025 | 280,000 | 70,000 | 23,500 | 7,500 | 11,250 | 16,500 | 3,500 | 5,250 | 350,000 | 160,000 |
| 2024 | 275,000 | 69,000 | 23,000 | 7,500 | N/A | 16,000 | 3,500 | N/A | 345,000 | 155,000 |
| 2023 | 265,000 | 66,000 | 22,500 | 7,500 | N/A | 15,500 | 3,500 | N/A | 330,000 | 150,000 |
| 2022 | 245,000 | 61,000 | 20,500 | 6,500 | N/A | 14,000 | 3,000 | N/A | 305,000 | 135,000 |
| 2021 | 230,000 | 58,000 | 19,500 | 6,500 | N/A | 13,500 | 3,000 | N/A | 290,000 | 130,000 |
| 2020 | 230,000 | 57,000 | 19,500 | 6,500 | N/A | 13,500 | 3,000 | N/A | 285,000 | 130,000 |
| 2019 | 225,000 | 56,000 | 19,000 | 6,000 | N/A | 13,000 | 3,000 | N/A | 280,000 | 125,000 |
| 2018 | 220,000 | 55,000 | 18,500 | 6,000 | N/A | 12,500 | 3,000 | N/A | 275,000 | 120,000 |
| 2017 | 215,000 | 54,000 | 18,000 | 6,000 | N/A | 12,500 | 3,000 | N/A | 270,000 | 120,000 |
| 2016 | 210,000 | 53,000 | 18,000 | 6,000 | N/A | 12,500 | 3,000 | N/A | 265,000 | 120,000 |
| 2015 | 210,000 | 53,000 | 18,000 | 6,000 | N/A | 12,500 | 3,000 | N/A | 265,000 | 120,000 |